Deferred Retirement Option Program (DROP)

Will you manage your once-in-a-lifetime lump sum well?

Schedule DROP Consultation

Some public employee organizations, including Florida, offer what’s called a deferred retirement option program or DROP. The program provides employees with a lump sum upon their ultimate separation from service. We help those employees navigate their tax, investment, income, and other financial questions so that their money is managed according to their financial needs and goals.

Our services include the following and more.

  • Listening to your current and post-separation needs and goals
  • Developing a financial strategy for your retirement
  • Analyzing what you have and how this money fits into your strategy
  • Helping you implement your retirement strategy.
Schedule Consultation

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Neither Royal Alliance Associates, Inc. nor Signature Financial Solutions, LLC is affiliated with the Florida Retirement System (FRS) nor is the information presented approved or endorsed by FRS. Individuals should not rely solely on the information presented in this video/seminar/webinar but should always refer to the applicable Florida Retirement System documents before making any decisions regarding their retirement plans. Although many of the topics presented may involve tax, legal, accounting, or other issues, neither Royal Alliance Associates, Inc., Signature Financial Solutions, LLC, nor any of its agents, employees, or registered representatives is in the business of offering such services. Individuals interested in these topics should consult with their own professional advisors to examine tax, legal, or accounting aspects of these topics and how each applies to their specific circumstances.
The information provided is derived from sources deemed to be reliable. It is not intended as tax or legal advice, which we do not provide. Please consult legal or tax professionals for specific information regarding your individual situation.
The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security, which may only be sold by individual recommendation.
Securities and investment advisory services offered through Royal Alliance Associates, Inc. (RAA) member FINRA/SIPC.  RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA.
We are registered to sell securities in the following states:*
Alabama, Arizona, California, Colorado, Connecticut, DC, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, North Carolina, New Jersey, New Mexico, Nevada, New York, Pennsylvania, Puerto Rico, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington.
We are licensed to sell Insurance products in the following states:*
Alabama, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Massachusetts, Maine, Michigan, North Carolina, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Puerto Rico, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin.
* State securities registration and insurance licensing varies by affiliated advisor and representative.
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NextPhase™ is a retirement program offered exclusively through Advisor Group, which owns our broker-dealer, Royal Alliance Associates.
MyStages® is a consumer financial wellness program by Signature Financial Solutions, LLC.
Signature Financial Solutions, LLC
1511 N Westshore Boulevard
Suite 1100
Tampa, FL  33607
Main Office: 813-287-8800  |
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