Some public employee organizations — including here in Florida — offer a Deferred Retirement Option Program (DROP). This program provides eligible employees with a lump-sum benefit when they ultimately separate from service.

While the payout can be significant, it also comes with important decisions: how to handle taxes, invest wisely, create steady income, and fit this lump sum into your overall retirement strategy. That’s where we come in.

Here’s how we help DROP participants make the most of their benefit:

• Understanding Your Goals
  We take the time to listen to your current needs and your plans for life after separation.

• Tailored Retirement Strategy
  Together, we design a financial strategy that reflects your lifestyle, priorities, and retirement vision.

• In-Depth Analysis
  We review what you’ve accumulated and show how your DROP benefit fits into your broader financial picture.

• Confident Implementation
  From tax planning to investment allocation, we help you put your retirement strategy into action with clarity and confidence.